
Everything I Know About Buying A Car With Bad Credit. In Your Hands Tonight.
Twenty plus years inside the dealership, written down. The scripts, the documents, the tricks, and the ninety day plan that ends with keys in your hand.
Launch price through October 22. Then it goes to $19.99.
Instant access. Everything below is included.
What You Get
The complete book in English
All 12 chapters, delivered instantly.
The complete book in Spanish
The full translation, same 12 chapters.
The audiobook in my own voice
Two and a half hours, read by me.
The Spanish audiobook
Professionally narrated, start to finish.
All four are included. One price. No upsells, no add ons.
The Twelve Chapters
- 1
Know Your Number
Kill the fear of credit pulls and learn the rate shopping window that counts a dozen lender looks as one.
- 2
Fix Your Credit Fast, The Legal Way
Nine stacked moves, no magic wands, and the free dispute path nobody advertises.
- 3
Money Math Before You Shop
The same car costs one buyer thousands more than another. See the real numbers, then beat them.
- 4
Shop Insurance First
The Michigan playbook, and the one letter that can change your whole bill.
- 5
The Pre-Approval Playbook
The exact documents, the word for word phone script, and the folder that makes lenders move fast.
- 6
Dealer Secret Tricks Exposed
The yo-yo, the fee pile, payment packing, and the three line defense that ends all of it.
- 7
The Used-Car Question Checklist
Ten questions that make any seller tell you the truth.
- 8
Negative Equity
Nearly three in ten trade ins are underwater. Every escape route, from someone who watches it daily.
- 9
Avoid Repossession
The early call script, your options ranked, and the Michigan rules in plain English.
- 10
The Decoder Ring
Every term the finance office hopes slides past you, translated.
- 11
My Checkup
Find your road and your exact next move.
- 12
Your 90 Day Battle Plan
The week by week calendar that turns all of it into a done deal.
Point your camera at the page and I show up.
Every chapter has a code on it. Point your phone camera at it, tap the link, and I am there in video teaching that exact topic. It is the closest thing to having me ride along to the dealership with you.

Regina E. Woodard
The Queen of Car Loans
Meet The Author
Let Me Tell You Who I Am
I was born and raised in Pontiac, Michigan, and I have spent more than twenty years helping good people with bad credit get into cars.
For years I was a special finance manager, which means my whole job was customers exactly like you, the ones other salespeople gave up on.
I structured the deals, worked the banks, got the approvals. So when I tell you what a lender is looking at, I am not guessing. I sat in that chair.
Who This Is For
If any of these sound like you, this book was written for you
Your score starts with a 3, 4, 5, or 6, or you honestly do not know it
You have a repo, a bankruptcy, or a past you are afraid the desk will judge
You are buying your first car and refuse to learn the expensive way
You are fine, but somebody you love is about to go car shopping alone
Will this work if my credit is really bad?
This book was built for really bad. It will not promise you a score or an approval, because nobody honest can. But it will make you the most prepared buyer in the building, and prepared buyers get better deals at every credit level. That is a promise I can keep.
Ninety days from now you could be holding keys you are proud of.
On a deal you understood line by line. It starts with knowing what I know.
Launch price through October 22. Then it goes to $19.99.